Loan options

At Loans by Vicky, we offer a variety of home loan options to match your unique financial needs.

What is the right loan for you?

Conventional loan

A conventional loan is a non-governmental mortgage requiring higher creditworthiness and down payment compared to government-backed loans.

FHA loan

An FHA loan is a government-backed mortgage insured by the Federal Housing Administration, designed to help individuals with lower credit scores and smaller down payments become homeowners.

Jumbo loan

A jumbo loan is a type of mortgage that exceeds the limits set by government-sponsored enterprises like Fannie Mae and Freddie Mac, typically used for higher-priced properties.

Reverse mortgage

A reverse mortgage is a financial arrangement that allows homeowners, typically retirees, to convert a portion of their home's equity into cash, while deferring repayment until they move out or pass away.

USDA loan

A USDA loan is a mortgage program offered by the U.S. Department of Agriculture, assisting eligible individuals in purchasing homes in rural or less densely populated areas by providing low to no down payment options.

VA loan

A VA loan is a mortgage option provided by the U.S. Department of Veterans Affairs, offering eligible veterans and active-duty military personnel the opportunity to purchase a home with favorable terms and often without a down payment.

Mortgage refinance loan

In mortgage refinancing, homeowners replace their current mortgage with a new one to improve their financial situation


Get Pre-Approved quickly for your FHA loan through our app!

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