Privacy Policy

Introduction

Welcome to Loans by Vicky NLMS 2035468. Your privacy is important to us, and we are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal data when you interact with our services.

Information We Collect

  • Name
  • Contact information (address, email address, phone number)
  • Social Security Number or Tax Identification Number
  • Financial information (income, credit history, employment details)
  • Date of birth
  • Other information required for loan processing and compliance with applicable laws and regulations

Usage Data

  • Information about your interactions with our website and services
  • Log data, including your IP address, browser type, and pages visited

How We Use Your Information

We use your information for the following purposes:

Loan Processing:

  • To evaluate your eligibility for loans
    To process loan applications and underwrite loans
    To verify your identity and assess your creditworthiness

Customer Service

  • To provide customer support and respond to inquiries

Marketing and Communication

  • To send you relevant offers, updates, and promotional materials
  • To communicate with you regarding your loan applications and account

Compliance and Legal Obligations

  • To comply with applicable laws and regulations
  • To prevent fraud and other unlawful activities

Sharing Your Information

We may share your information with the following parties:

  • Affiliated companies and third-party service providers involved in loan processing
  • Regulatory authorities and law enforcement agencies as required by law
  • Credit bureaus and reporting agencies for credit assessment purposes

Data Security

We implement reasonable security measures to protect your data from unauthorized access or disclosure. However, please be aware that no method of data transmission over the internet is entirely secure.

Your Choices

You have the following rights:

  • Access, correct, or delete your personal information
  • Object to the processing of your data for marketing purposes
  • Request a copy of your data

Changes to this Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Significant changes will be communicated to you.

Contact Us

If you have questions or concerns about our Privacy Policy or data practices, please contact us: <br> Phone: 385-220-5458

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Copyright ©2023 | Loans by Vicky. All Rights Reserved. | Licensed in Arkansas (131315), Idaho (MLO-2082035468), Florida (LO99942), Georgia (2035468), Utah (8960153)

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